Accio Money
Spending, borrowing, investing, taxes — your complete financial life in one beautiful app that computes everything on your device, and shares nothing with anyone. Ever.
Every spend, understood
Loans & cards, tamed
True returns, revealed
Private, always
Purchases sort themselves the moment they happen. A living budget shows what's safe to spend today — not what a spreadsheet said last month.
Every loan, installment and card in one clear ledger. Know what to pay and when — and let the right card earn you rewards on every purchase.
Your entire portfolio — added in minutes — with true annualised returns. See what genuinely grows your wealth, and what only appears to.
Inflows, outflows and what's left to live on. One screen tells you if you're on plan — before you overspend, not after.
Decisions a good financial advisor would charge for — answered with your own numbers, privately, in minutes.
The day you can stop working, and the path that gets you there.
Kill the loan or grow the money? Settled with your own numbers.
The true cost of the car — cash, loan or lease — before you commit.
Filing-ready tax reports for five countries, in minutes not weekends.
Your return, decoded — with a step-by-step fill-along guide.
Invest now or wait — a clear call, tuned to your appetite for risk.
See what every installment truly costs — and how small prepayments shrink it.
Which card to swipe, decided before the bill arrives.
Spot the laggards, keep the winners — with taxes accounted for.
…and more, with new tools every season.
Ask about your money in plain words — by voice or chat. Penny reasons over your numbers entirely on your device: a private banker who never leaves your pocket, and never talks to anyone else.
There is no cloud account, no server, no database with your name on it. Everything Accio knows lives inside your phone — and only there. Delete the app, and it's as if you were never here.